Penny Kontogeorgou is Partner Lawyer at Zoulovits Kontogeorgou (ZK) Law Firm. She is an e-Business & ICT Law Expert. She has been practicing private law for over 20 years. Penny daily advises national & international corporations on large scale IT projects, digital transformation strategies, and compliance. Her experience range to issues such as IT & Cloud Computing, Data Protection, e-Commerce, Digital Platforms & Marketplaces, Digital Marketing, R&D Collaborations & Technology Transfer, 4.0 Technologies. She is also consulting Fintech companies and e-Money Institutions, PIs & PSPs on regulatory compliance, and she is the sole contributor for the Comparative Guide on Blockchain Technology for Greece in the Legal 500 Comparative Handbook. Moreover, Penny is the Head Legal Officer of a multinational corporation operating a Metaverse Art Platform, while she is also involved in Law-making committees for New Technologies, is a frequent speaker at national & international conferences in the e-Business and ICT sector, guest lecturer in Universities (Athens University of Economics & Business, University of Aegean, University of Macedonia, International University) and has mentored hundreds of startups through incubators, accelerators, & innovation-enabling organizations (ACEin, Orange Grove, Egg, Greek StartUp Universe, Startup Europe, Women on Top, ELTRUN).